Seniors Accommodation

                                                                                 
                                                                                 

Minnesota   

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Minnesota Assisted Living, Retirement 
Communities plus Senior Apartments
in Minneapolis, Saint Paul, Duluth, Rochester, Bloomington,  
Brooklyn Park, Plymouth, Eagan, Coon Rapids and Burnsville.

MN Senior Living and Senior Housing

TYPES OF SENIOR HOUSING IN MINNESOTA


Adult Foster Care homes are small, homelike settings serving no more than 5 persons. Families may provide adult foster care services in their own homes, or organizations may provide foster care services in homes using round-the-clock staff. These corporate adult foster care homes may offer a variety of supportive and health-related services, including specialized dementia care, and are licensed by counties for the Minnesota Department of Human Services.

Assisted Living services are a coordinated package of supportive and health related services made available to residents living in a senior building registered as a housing-with-services establishment. The health related services must be provided by a licensed home care provider.

Minnesota's Assisted Living law requires assisted living programs to offer a minimum number of services, but most assisted living programs provide many additional services. At minimum, assisted living providers must offer:

  • Assistance with medication administration
  • Assistance with at least three activities of daily living (bathing, dressing, grooming, eating, transferring, continence care, and toileting)
  • A system to check on residents daily, and staff available to help with unscheduled needs round the clock
  • Supportive services, which include at least two meals per day, weekly housekeeping, weekly laundry assistance, socialization and assistance in arranging transportation to appointments and in accessing other services in the community.

Assisted living providers must make available to prospective residents the Uniform Consumer Information Guide, which includes important information about services and costs.

Various types and sizes of senior buildings can offer assisted living services, including corporate adult foster care settings, board and lodging establishments, non-certified boarding care homes and apartment buildings. Some apartment buildings that were originally designed to serve "independent" seniors may offer assisted living services to those residents who now need assistance, while other apartment buildings have been specially designed for assisted living programs and feature small-scale, private apartments with individual kitchens or kitchenettes.

Because Minnesota' regulations allow for flexibility in the design of assisted living programs and in the size and type of buildings where these programs are available, consumers will find that assisted living programs do not all look alike. When looking for assisted living, consumers should study each building's Uniform Consumer Information Guide, which includes important information about available services, fees and more. Consumers should also visit several buildings and ask questions in order to find the building and service package that best suits their needs.

Board and Lodging establishments may vary greatly in size, some resembling small homes with only five residents and others more like large apartment buildings. Residents have private or shared rooms, but do not have individual kitchens. These settings are licensed by the Minnesota Department of Health or by a local health department. In addition to three meals per day, many of these settings offer a variety of supportive services (such as housekeeping and personal laundry) or home care services (such as help with dressing and bathing, medication administration, etc.) to residents.

Condominiums offer ownership housing in an apartment-style building or townhouse-style complex. Condo residents hold title to their own living unit and share ownership of the common areas with other owners in the development.

Continuing Care Retirement Communities are campus-style developments offering a range of housing and long-term care services to the residents. Residents pay an entrance fee as well as a monthly fee for a package of services specified in the residents' contract, which includes a residence, services and nursing care when needed.

Cooperatives are another form of ownership housing in a multi-family building or complex. The development is owned by a corporation on behalf of the occupants, and the owner occupants buy shares in the corporation in exchange for the right to occupy a specific living unit.

Federally-Subsidized Rental buildings serve low-income people and vary in size and type. Some are privately-owned buildings (e.g., Section 202, Section 236 or Section 8 and Farmer's Home 515 buildings), while public housing buildings are owned by city or county public housing authorities. Some subsidized buildings have arranged home care and other services for their residents and a few subsidized buildings offer assisted living programs. A few developers and communities have used tax credits and local resources, rather than federal subsidies, to provide housing for low-income people.

Housing-with-Services settings include a variety of types of rental buildings (e.g., market rate rental apartments, subsidized apartments, board and lodging establishments, corporate adult foster care homes, non-certified boarding care homes) that offer or provide for a fee either:

  1. two or more supportive services (help with personal laundry, handling or assisting with personal funds of residents, or arranging for medical/health-related services, social services or transportation to such appointments); or
  2. one or more health-related service (e.g., home care service). Buildings offering assisted living services must be registered housing-with-services establishments.

All housing-with-services settings must provide advance information to prospective residents about available services, fees and other important information and must enter into a written contract with those who decide to move in. They must also register annually with the Minnesota Department of Health. Health-related services arranged for residents by a housing-with-services establishment must be provided by a licensed home care agency.

Market Rate Rental housing has no government rental subsidy; thus, the rent levels are determined by the real estate market. Although some of these buildings may offer few services, others offer a broad range of services such as meals, housekeeping, transportation, activities, service coordination and home care services. Some offer full assisted living programs.

Non-Certified Boarding Care Homes are licensed as health care facilities by the Minnesota Department of Health, but they are often quite homelike and may seem more like an assisted living setting. They offer personal care and supportive services, but not skilled nursing care. Unlike other boarding care homes, these homes are not certified to participate in the Medicaid program, although qualifying residents may receive Medicaid waiver services provided under a home care license.

Other Names for Senior Buildings and Service Packages. In advertisements, some of the buildings in the categories listed above may use other terms to describe their setting. Many smaller buildings licensed as corporate adult foster care or board and lodging are now calling themselves "residential care homes." Consumers will also hear different names used for service programs, such as "catered living," but consumers should know that state law prohibits providers from calling their services "assisted living" unless they meet all of the requirements in Minnesota's assisted living law.

No matter what name is used, senior housing will either be (1) rental or (2) ownership housing (e.g., condo or coop-type). And no matter what name is used to describe the building's services, consumers should do their homework and learn exactly what services are available and the cost of the services.

Source: Aging Services of Minnesota, July 2010

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